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RLI In-Home Business

Like the personal umbrella policy it is offered in all 50 states and is written for a wide variety of retail and service businesses.  RLI's IBP offers a complete package to insure home-based entrepreneurs' every an affordable price including:

  • Up to $100,000 Business Personal Property coverage including theft both on and off premises
  • Up to $1 Million in Business General Liability protection both on and off premises
  • $250 deductible
  • Up to $5,000 per person for medical payments to customers or vendors injured on your premises
  • Coverage for loss of business income
  • Optional coverages for Money and Securities
  • Minimum premiums ranging from $150-$450 depending on the location and type of business
  • Direct Bill to the insured at renewal
  • Agent commission is 10%.